PERMATA, Widiana Indah; SUBIYANTORO, Heru. Digital Banking Transformation: Opportunities, Challenges, and Collaboration. Greenation International Journal of Economics and Accounting, [S. l.], v. 3, n. 3, p. 481–493, 2025. DOI: 10.38035/gijea.v3i3.614. Disponível em: https://research.e-greenation.org/GIJEA/article/view/614. Acesso em: 28 dec. 2025.