Rahmadina, Muhkzarudfa, and M. Gowon, “The Influence of Financial Literacy, Fear of Missing Out (FoMO), and E-Wallet Use on Student Financial Behavior (A Case Study of Accounting Students from the 2021-2024 Cohort at Jambi University)”, GIJEA, vol. 3, no. 3, pp. 389–397, Oct. 2025.