Didy Hermawan, and Suparno. “The Urgency of Reforming the Law on Pre-Order Property Purchases Without Banks: Towards a More Transparent and Accountable System”. Greenation International Journal of Law and Social Sciences, vol. 3, no. 3, Nov. 2025, pp. 812-21, doi:10.38035/gijlss.v3i3.566.