Analysis of Indonesia's Regulatory Readiness in Facing the Cross-Border Digital Economy
DOI:
https://doi.org/10.38035/gijlss.v4i4.927Keywords:
Digital Regulation, Cross-Border Digital Economy, Personal Data Protection, Fintech, E-CommerceAbstract
The development of the cross-border digital economy has brought about significant changes in global economic activity, including in Indonesia. The digital transformation, marked by the increasing use of e-commerce, fintech, digital platforms, and international electronic transactions, demands regulatory readiness capable of effectively managing the dynamics of the digital economy. This study aims to nalyse Indonesia’s regulatory readiness to face the cross-border digital economy and identify various challenges in implementing existing policies. The research method used is a qualitative approach with analytical descriptive methods. Research data was obtained through a literature review by reviewing various laws and regulations, scientific journals, books, articles, and official documents related to the digital economy and cross-border regulations. The results show that Indonesia already has various important regulations to support digital economy management, such as the Personal Data Protection Law (PDP Law), regulations on Trading Through Electronic Systems (PMSE), fintech policies, and supervision of digital payment systems. These regulations demonstrate the government’s readiness to build a safe and competitive digital ecosystem. However, regulatory implementation still faces various challenges, including suboptimal inter-agency coordination, the high threat of cybercrime, complex supervision of cross-border digital transactions, and low public digital literacy. In addition, the rapid development of digital technology means that regulations often lag behind innovations developing in society and the global market.
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Copyright (c) 2026 Septiana Na'afi, Abdul Ghofur, Nur Fatoni, Ar Rahiim Innash, Zaenudin
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